İslatince , Nuray. “The Role of Artificial Intelligence and Technological Advancements in Open Banking: Transformation in the Financial Sector”. International Journal on Recent and Innovation Trends in Computing and Communication 11, no. 10 (March 1, 2024): 2786–2798. Accessed October 4, 2025. https://www.ijritcc.org/index.php/ijritcc/article/view/10310.