JEFF KIMANGA NTHENGE, et al. Implementing a Hybrid Model using K-Means Clustering and Artificial Neural Networks for Risk Prediction in Life Insurance . International Journal on Recent and Innovation Trends in Computing and Communication, [S. l.], v. 11, n. 9, p. 3778–3785, 2023. DOI: 10.17762/ijritcc.v11i9.9622. Disponível em: https://www.ijritcc.org/index.php/ijritcc/article/view/9622. Acesso em: 11 jan. 2026.